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EZHoliday Summary of Coverage

Takaful EZHoliday

Protecting you during holiday periods

  • Guaranteed acceptance
  • No medical examination required
  • Benefits paid directly to you or your family, free of tax
  • Benefits paid in addition to any other insurance you may have
  • Monthly contributions do not increase with your age
  • You can enrol if you are age 18-60
Core Benefits Basic Supreme
Accidental Total Permanent Disability (ATPD) 100,000 200,000
Accidental Death (AD) 10,000 20,000
Monthly Family Allowance for Accidental Death and Total Permanent Disablement 1,000 2,000
Home Contents Benefit 15,000 30,000
Add-on Benefits Basic Supreme

*All amounts in Malaysian Ringgit

Let’s go over each of the payouts available with EZHoliday:

1) Accidental Total Permanent Disability Benefit

1) Accidental Total Permanent Disability Benefit

Up to RM200,000 in lump sum cash if any of the following happens within 12 months of an accident during a covered holiday period:

  • You become totally and permanently disabled and unable to earn an income or work for at least 6 months
  • You suffer the loss of sight in both of your eyes
  • You suffer the severance of two of your limbs at or above the wrist or ankle
  • You suffer the loss of sight in one eye and the severance of one limb at or above the wrist or ankle
2) Accidental Death Benefit

2) Accidental Death Benefit

Up to RM20,000 in lump sum cash if within 12 months of an accident during a covered holiday period:

  • You die as a result of injuries suffered in the accident
3) Monthly Family Allowance for Accidental Death and Total Permanent Disability

3) Monthly Family Allowance for Accidental Death and Total Permanent Disability

Up to RM2,000 a month for 12 months if within 12 months of an accident during a covered holiday period:

  • You die or suffer total permanent disability as a result of injuries suffered in the accident
4) Damage to Home Contents Benefit

4) Damage to Home Contents Benefit

Up to RM30,000 for loss or damage to home contents due to accident, crime, or natural disaster if:

  • The event takes place during a covered holiday period
  • You report the event to the police immediately after discovery
  • You provide proof of the value of the property lost or damaged

EZHoliday covers you during the following holiday periods:

  • All Malaysian National Declared Public Holidays, inclusive of 5 days before AND 5 days after the holiday
  • All Government Primary and Secondary School Holidays

1.

  • All Malaysian National Declared Public Holidays, inclusive of 5 days before AND 5 days after the holiday
  • All Government Primary and Secondary School Holidays

Other important things to know about EZHoliday

  • You may enrol if you are age 18-60.
  • If you enrol in EZHoliday, you may cancel by returning the Certificate to EZTakaful within 14 days of receiving it and any contribution paid by you will be refunded. Should you choose to cancel after 14 days of Certificate receipt, any contributions paid will not be refunded.
  • EZHoliday is guaranteed renewable, as long as contributions are paid, until age 70 at which time this plan ends.
  • EZHoliday is terminated once the Accidental Death or Accidental Total Permanent Disability Benefit is paid.
  • Zurich General Takaful Malaysia Berhad is the Takaful operator for EZHoliday.

Like every plan, there are some things that are not covered

EZHoliday has exclusions which include prohibited activities, physical conditions, careless behavior, pre-existing medical conditions and certain occupations.

Please see the EZHoliday Master Certificate for a full list of exclusions, definitions and conditions or call us at 1300 82 0010 if you have any questions.

Want to ask us a question?

Call 1300 82 0010

SMS ez<space>w<space><your name> to 39993*

*This service is free. Standard telco charges may apply.