Tip 1: Prepare Your Clothing Budget and Stick to it
Your clothing budget is part of your overall annual budget so set a realistic limit and stick to it. It may help if you ask yourself these three questions before buying any new clothing:
● Do I really need it?
● Do I already have something similar in my wardrobe?
● Can I see myself wearing this item on many occasions?
If you tend to buy on impulse or purchase items you never wear, leave your credit card at home when you go to shopping centres with lots of clothing stores.
If you tend to buy on impulse or purchase items you never wear, leave your credit card at home when you go to shopping centres with lots of clothing stores.
Tip 2: Build A Capsule Wardrobe
A capsule wardrobe means having versatile clothes that mix and match well with each other to maximise your outfit combinations. Follow this advice to build a capsule wardrobe:
● DON’T buy 5 pairs of pants and 5 shirts that can only match each other because you’ll only have 5 outfits
● DO buy 5 pairs of pants and 5 shirts that can complement each other so that you build a great wardrobe of 25 outfits
Tip 3: Invest in a Few Quality Items
Include some well-made clothing and shoes in your wardrobe and wear them with less expensive pieces to make your outfits look better overall. These quality pieces will last you for years so choose items that won’t quickly go out of style such as:
● A good outer jacket or coat
● A classic little black dress for women or a well-tailored suit for men
● A comfortable pair of shoes in a classic style
Tip 4: Avoid Clothes That Need Dry-Cleaning
Before you buy an item, look at the clothing care label to see if it requires dry-cleaning or if it’s machine washable. Here are a couple of reasons why it’s better to have a wardrobe of clothes you can wash at home:
● Dry-cleaning is expensive and over time the cost will add up
● Dry-cleaning uses strong chemicals that can cause allergic reactions in some people
By the way, if you also want to save money on your electricity bill, buy clothes (and bed-sheets) that are wrinkle-free and don’t require ironing.
Tip 5: Host a Clothes Swap Party
Do you have clothes that don’t fit or no longer suit your style? If so, here’s how to hold a clothing swap party:
● Invite over some friends and family members who are all around the same size
● Ask each person to bring several items of clothing that they no longer wear
● Set up a place in your home with a mirror where people can try on the clothes
You and your guests are sure to find “new outfits” without spending any money and your pre-loved clothes will find new loving homes, too.
EZTakaful Has Plans To Suit Every Budget
By using the tips in this article, you can look stylish without spending a lot. This is important because you need to ensure you have money for the important things in life, such as protecting your family from unexpected events. Thankfully, this type of protection is available to fit tight budgets, too:
● EZTakaful offers comprehensive accident plans that include cash payouts for hospitalisation from as low as RM10 a month
● Our plans can help you maintain your comfortable lifestyle when you need it most