One of the great things about having a full-time job is the perks that come with it. Paid medical and annual leave, EPF employer contributions and medical insurance are part of the usual benefits offered to employees. However, if the company insurance policy is the only insurance coverage that you have, you could actually be … Continued
Living within your means is basically spending less than what you earn. It sounds simple but it’s not always easy to do. In fact, many Malaysians are spending more than what they can afford. According to a 2016 Manulife research, 68% of Malaysians are currently in debt which mostly due to daily living expenses. Here … Continued
Credit cards can quickly turn from friend to foe, if you are not careful. For example, imagine that you receive your first credit card, and faithfully pay the bill in full every month. Then one day, the expensive smartphone you’ve been eyeing is released and you just have to have it. So you charge it … Continued
